Why pay $40 to send money across borders when you can send a million dollars in USDC for 2 cents? I transferred funds between two exchange accounts on Solana and it settled before my screen even finished refreshing. The legacy banking system feels like sending a postal letter while stablecoins feel like sending an email.
wolfhound
Guest
Sep 14, 2026
3:22 AM
Seriously, legacy wire transfers are a racket. The shift to cheap stablecoins happened so fast because the cost difference is 99%+ lower. There's an interesting breakdown on https://fintechzoom.com/cryptocurrencies/stablecoins/stablecoin-transfers-got-cheap/ discussing how cheap transfers are forcing fintech companies to integrate stablecoin rails into standard checkout flows. Once major credit card networks lower their merchant fees to compete, everybody wins.