Is this crypto wallet actually regulated and safe

Message Board > Is this crypto wallet actually regulated and safe

Is this crypto wallet actually regulated and safe

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brinin
Guest
Jul 02, 2026
4:30 AM

I'm looking for a crypto wallet where I can buy and hold BTC, but I'm worried about safety. I've seen too many unregulated apps with no oversight. Does Paybis have any official licenses or regulatory approval? I don't want to lose my funds because the company isn't legit.

stronk
Guest
Jul 02, 2026
9:46 AM

Yes, it's actually one of the most regulated wallets out there. I did some digging and found that Latvijas Banka (the Latvian central bank) officially granted Paybis both a MiCA crypto?asset licence and a PSD2 payment institution licence – the first company in Latvia to get both at the same time. That means they're authorised to provide custody, exchange, and payment services across the entire EU. You can read the full announcement here: https://www.bank.lv/en/news-and-events/news-and-articles/news/17666-latvijas-banka-is-issuing-two-licences-to-sia-paybis-europe-for-the-provision-of-crypto-asset-services-and-for-the-operation-of-a-payment-institution – it's solid proof. I've been using the app for months and the regulation gave me real peace of mind. Verification took under two minutes, buying BTC with my card was instant, and the coins go straight to my own wallet – no exchange account needed. If you want to see the app itself, it's at https://apps.apple.com/cy/app/crypto-wallet-bitcoin-paybis/id1584641245 – I've held larger amounts there without issues.

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