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What is a Buy-to-Let Mortgage?
What is a Buy-to-Let Mortgage?
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Guest
Guest
Aug 13, 2025
9:43 AM
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A buy-to-let mortgage is a specific loan to purchase a property with a view to renting it. Unlike traditional owner-occupation mortgages, these products are for landlords who are seeking to create rent.
You’re able to lend with a buy-to-let mortgage, not your residence. This creates a wide variety of opportunities across a variety of locations and properties. Lenders usually evaluate how creditworthy you are and consider the potential rental yield of the property.
Buy-to-let mortgages may have different interest rates than residential mortgages, reflecting the perceived risk in relation to investment property. Investor borrowers typically must make a much bigger down payment, at least 25%, or sometimes more, of the property value.
It’s a clever way to take advantage of Ireland’s surging rental market and earn extra cash from tenants. If you’re an investor, then knowing about this financial instrument is fundamental when it comes to making good investment decisions in real estate.
Read More:- https://mmadvisors.ie/can-i-get-residency-in-ireland-if-i-buy-a-house/
Money Maximising Advisors Limited (https://mmadvisors.ie/) Call: +353 91 393 125 Email: office@mmadvisors.ie Address: Unit 3, Office 6, Liosban Business Park, Tuam Rd, Galway, Ireland
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FQ
1069 posts
Aug 13, 2025
2:45 AM
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