The xxu blue cross prefix refers to a specific set of characters that appears at the beginning of a health insurance identification number for individuals covered under Blue Cross Blue Shield. This prefix varies depending on the state where the policy was issued and can be used to identify the member's home plan. Understanding the significance of the xxu prefix can help healthcare providers verify coverage and streamline billing processes. It is important to note that while the xxu prefix is specific to Blue Cross Blue Shield, other insurance providers may have similar identification number conventions.