In India, there are various UPI applications available to transfer funds and pay by QR Codes. The Bharat Interface for Money of BHIM (owned by NPCI), Google pay, Amazon pay, PayTM, Phonepe is playing a key role in Unified Payment Interface transactions. Change/Modify UPI ID UPI ID means a unique identification in the Unified Payments Interface system. Those all Applications have given an opportunity to create separate UPI IDs as per userbase interest like